Local advisers who put you first
We are a Newbridge-based mortgage and protection firm with advisers across South Wales and the West. For over 20 years we have helped people buy homes, remortgage and protect what matters most.
Trusted, professional advice from people who know the area
Bright Financial Affiliates Ltd provides mortgage and protection advice from our office on the High Street in Newbridge.
Our advisers bring more than 20 years of experience in the industry and live locally, in towns from Abergavenny and Brecon to Cardiff, Swansea and Bristol. That local knowledge matters when you are buying, moving or remortgaging.
We believe good advice starts with listening. Whether you are buying your first home, moving up the ladder, remortgaging or making sure your family is protected, we take the time to understand your situation before we recommend anything.
We review our services regularly so our advice stays to a high standard, and we make sure you are fully aware of any charges at the outset.
How we work with you
Four principles shape every conversation we have with clients.
Tailored to you
No two clients are the same. Our advice is built around your circumstances, budget and plans for the future.
Plain English
We explain your options clearly and answer your questions, so you always know where you stand.
Local and personal
Meet us in Newbridge or at home. Our advisers live locally and are happy to travel further when needed.
Clear on costs
Your first consultation is free. Any fee is explained before you apply, so there are no surprises.
With you from first appointment to completion
Buying a home involves a lot of moving parts. We guide you through each one and keep things moving with lenders, solicitors and estate agents, so you can focus on the move itself.
- A free first conversation about your plans, what you may be able to borrow and what you will need.
- Help with the paperwork from your application to your formal mortgage offer.
- A conveyancer sourced for you if you need one, often for less than going to a solicitor direct.
- Protection advice alongside your mortgage so your home and family are properly covered.
- Support after completion with reviews when your deal ends or your circumstances change.
Who we work with
We work with established partners so you can get joined-up help with your mortgage, protection, legal and wider financial planning needs.
The Right Mortgage Ltd
Bright Financial Affiliates Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Personal Wealth Management South Wales Ltd
We can introduce you to PWM (FCA 784785) for advice on pensions, investments, inheritance and Capital Gains Tax planning, wills, trusts and probate, property portfolios and equity release.
Specialist conveyancers
We can source a conveyancer for your purchase or remortgage. Legal and conveyancing work is referred to a specialist and is not regulated by the Financial Conduct Authority.